Give us a call

     Main Office: 415.753.1936
Novato Office: 415.895.1936

Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Al Zeidler Insurance Agency, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Al Zeidler Insurance Agency recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Al Zeidler Insurance Agency today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

San Francisco Office

1288 Columbus Ave Suite 136
San Francisco, CA 94133
Main office: 415-753-1936
Fax: 415-895-1393

Novato Office

865 Sweetser Ave Ste E
Novato, CA 94945
Main office: 415-895-1936
Fax: 415-895-1393

Our Providers

Testimonials

I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Phil Lesser, San Mateo
Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Frank Lopez, San Francisco
Very happy that they saved me around $2,100 on my overall annual cost of insurance!

Adam Levy, LIC Spiorts Automotive Repair, Novato
I was able to save $8,359 in premium annually on my Worker's Compensation Policy!

Burt Hoffman, H&J Tire
They saved me $908 this year in annual premium for 2016!

Lea Oberlander, Sorella Hair Studio, Petaluma